Why a Short Sale Makes Sense!

Real estate values have plummeted in recent years.  There are record numbers of foreclosures and short sales in San Diego and Temecula.  A short sale is when the lender forgives a portion of or lowers the loan amount in order for the property to be sold at market value.  In a descending real estate market, values decrease to less than the mortgage balance owed on the property.  Simply stated, lenders make the financial decision to dispose of the property in a regular real estate transaction instead of foreclosing on the property. This makes sense from a profit and loss perspective.

Avoid Foreclosure call Toll Free 866 750-3149

Call this number for a free 5 minute consultation with a Short Sale or Loan Modification expert to see if you qualify.

Toll Free 866 750-3149.

Save Your Credit and Have Peace of Mind!

 Lenders have learned through experiences of a down market that the eventual outcome is they will lose more money if they foreclose on the property.  This short sale vehicle is also beneficial to owners because it helps preserve their credit.  They avoid a foreclosure on their record; therefore their credit scores are better preserved.  The short sale transaction can have negative credit and tax implications, but generally, when the seller has excellent representation by a seasoned real estate broker, the positives far outweigh the negatives.  Recovery from the impact of a short sale on a credit report is negligible, compared to having a foreclosure. 

 When the short sale is managed and successfully completed, it is a win-win situation for the owner as well as for the lender.  The lender avoids added costs associated with a foreclosure.  The owner avoids a foreclosure and begins the process of financial regeneration.  Even "The Donald" has had to reorganize his real estate holdings more than once.  The short sale provides opportunity for a fresh beginning. 

To see our actual bank approval letters, click on the short sale approvals button on the left panel. 

Call this number for a free 5 minute consultation with a short sale or Loan Modification expert to see if you qualify 866 750-3149

Caring Professionals Helping you Through Tough Times.

To see if a short sale is a viable option for you, call us at 866 750-3149 or send us an e-mail ( ssales@SteveRoque.net or loanmods@SteveRoque.net.

Please include your name, property address, mortgage balance(s), mortgage company(ies).  There is NO upfront fee or cost to you associated with this service.  We can determine within a day whether you qualify for a short sale.

P.S. If you're not ready to meet in person, please tour through my website. We're sure you'll find the resources here useful and helpful. Enjoy!